Brian Phillips

“VA Mortgage Assumption and the Myths of the VA mortgage”

As we settle into the reality of interest rates hovering closer to 7% vs the lows we saw in the 2’s and 3’s, another tool for our toolbox has emerged. Assumable mortgages. The VA loan is one of the loan types where assumption is possible. In this talk, Brian will share information about the VA loan, including details about assuming a VA loan. He will also bust the myths and misinformation that stigmatizes the VA loan. After this talk you will have additional insight and knowledge to help guide your clients about the benefits and differences that the VA loan product brings to the table for sellers and the qualified service members utilizing this benefit as buyers.

Brian Phillips | Education Committee | Veteran Mortgage Advisor | UMortgage

Brian is a God-loving patriot that’s been in the mortgage industry for 18 years. He cannot imagine a different profession outside of being a loan officer and certified Veteran Mortgage Advisor since its inception. He feels fortunate to have been married to Jeanna for 14 years and having two big-hearted, big-personality children named Addison and Jack. As a Patriot, he didn’t directly serve our country, but he does serve as Education committee 1stSgt for the Louisville, KY chapter of the Veteran Association of Real Estate Professionals. He has taught many like-minded REALTORS, lenders, and title company employees the benefits of the VA mortgage benefit and helped squash all the myths that are out there. .

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